The Disadvantages of a Consumer Proposal
The real disadvantages of a consumer proposal, listed first. Plus the advantages, and the situations where a proposal is the wrong answer entirely.
Consumer Proposals
How a consumer proposal works in Ontario: what it costs, how long it lasts, what it does to your credit, and when bankruptcy applies instead.
How Long a Consumer Proposal Stays on Your Credit
How long a consumer proposal stays on your credit report, what it does to your score, whether you keep a credit card, and how to rebuild from month one.
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Consumer Proposal or Bankruptcy: Which One Applies to You?
The real differences between a consumer proposal and bankruptcy: what you keep, what you pay, how long each lasts, and the income rule that decides most cases.
Consumer Proposal or Bankruptcy: Which One Applies to You? Read More »
CRA and a Consumer Proposal: What Happens to Tax Debt
CRA can be included in a consumer proposal and regularly accepts one. How CRA votes, which tax debts qualify, and why unfiled returns sink an offer.
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What Is a Consumer Proposal? A Plain-English Guide
How a consumer proposal works under Canadian law: who qualifies, what happens after it is filed, how long it lasts, and what it does to your credit.
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