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Get Total Debt Relief logo
  • Home
  • Personal, Business & Tax Debt
  • Bankruptcy & Proposals
  • CRA Tax Debt
  • Testimonials
  • Blog
  • Contact
Letter tiles spelling CREDIT, what a consumer proposal does to your credit report

How Long a Consumer Proposal Stays on Your Credit

Consumer Proposals / Paul Pauze

How long a consumer proposal stays on your credit report, what it does to your score, whether you keep a credit card, and how to rebuild from month one.

How Long a Consumer Proposal Stays on Your Credit Read More »

A person signing a spread of financial documents, the paperwork behind a consumer proposal or a bankruptcy

Consumer Proposal or Bankruptcy: Which One Applies to You?

Consumer Proposals / Paul Pauze

The real differences between a consumer proposal and bankruptcy: what you keep, what you pay, how long each lasts, and the income rule that decides most cases.

Consumer Proposal or Bankruptcy: Which One Applies to You? Read More »

A calculator, cheque book and ledger on a desk, working out CRA debt for a consumer proposal

CRA and a Consumer Proposal: What Happens to Tax Debt

Consumer Proposals, CRA Tax Debt / Paul Pauze

CRA can be included in a consumer proposal and regularly accepts one. How CRA votes, which tax debts qualify, and why unfiled returns sink an offer.

CRA and a Consumer Proposal: What Happens to Tax Debt Read More »

A man at his kitchen table reading a letter, the first step before a consumer proposal

What Is a Consumer Proposal? A Plain-English Guide

Consumer Proposals / Paul Pauze

How a consumer proposal works under Canadian law: who qualifies, what happens after it is filed, how long it lasts, and what it does to your credit.

What Is a Consumer Proposal? A Plain-English Guide Read More »

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